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Why Choose Del Toro Insurance for Commercial Auto Insurance?

Expert Brokers: We work with top-rated insurance providers to offer the best coverage and rates tailored to your business needs.
No Matter Your History: Tickets, accidents, or no previous coverage? No problem! We specialize in finding solutions for all situations.
Flexible Payment Options: Affordable rates with customizable payment plans to fit your budget.
Quick and Hassle-Free Quotes: Get insured in no time, so your business never misses a beat.
Dedicated Support: Work with Danny Ruiz, a trusted agent, who will guide you through every step.

Coverage Options We Offer

1. Liability Insurance

• Covers bodily injury and property damage caused by your business vehicles.

• Required by law to protect other drivers on the road.

2. Physical Damage Coverage

• Collision Coverage: Repairs or replaces your vehicle if damaged in an accident.

• Comprehensive Coverage: Protects against theft, vandalism, weather damage, and more.

3. Medical Payments and Personal Injury Protection (PIP)

• Covers medical expenses for drivers and passengers injured in an accident.

4. Uninsured/Underinsured Motorist Coverage

• Protects your business if involved in an accident with an uninsured or underinsured driver.

5. Hired and Non-Owned Auto Insurance

• Provides liability coverage for vehicles you rent or those used by employees for business purposes.

6. Cargo Insurance

• Ensures the goods and products you transport are protected against theft or damage.

7. Equipment and Tools Coverage

• Covers tools and equipment stored in or transported by your business vehicles.

Who Needs Commercial Auto Insurance?

Our coverage is perfect for:

• Contractors (Plumbers, Electricians, Carpenters, etc.)

• Delivery and Courier Services (Food, Goods, Rideshare Drivers)

• Landscaping and Lawn Care Professionals

• Retailers and Wholesalers using vehicles for inventory transportation

• Mobile Services (Mobile Mechanics, Cleaning Services, etc.)

• Transportation and Logistics Companies

Why Commercial Auto Insurance is Essential

🔹 Legal Compliance: Meet state and federal requirements for operating business vehicles.
🔹 Risk Mitigation: Protect your business from financial losses due to accidents, theft, or natural disasters.
🔹 Reputation Protection: Ensure customers and clients trust your professionalism by being fully insured.